Summary of Judgment Liens in the 50 States

By Catherine Schlomann Robertson
Pahl & McCay
225 West Santa Clara Street
Suite 1500
San Jose, California 95113
408/286-5100 (phone); 408/286-5722 (fax)
crobertson@pahl-mccay.com

 

Please understand that the information discussed in this Article is general in nature and is not intended to be legal advice. It is intended to assist owners and managers in understanding this issue area, but it may not apply to the specific fact circumstances or business situations of all owners and managers. You may need to consult applicable state and local laws. For specific legal advice, consult your attorney.

ALABAMA

What kind of property is subject to a judgment lien under Alabama law?

In Alabama, a judgment lien can be attached to the debtor's real estate -- meaning a house, condo, land, or similar kind of property interest -- or to the debtor's personal property.

How does a creditor go about getting a judgment lien in Alabama?

To attach the lien, the creditor registers the judgment with the office of probate court in any Alabama county where the debtor owns property now or may own property in the future.

How long does a judgment lien last in Alabama?

A judgment lien in Alabama will remain attached to the debtor's property (even if the property changes hands) for ten years.

Where can I look up Alabama law on judgment liens?

If you want to go right to the source and look up Alabama laws on judgment liens -- -- the relevant statute(s) can be found at Alabama Code Sections 6-9-210 to 211.

 

ALASKA

What kind of property is subject to a judgment lien under Alaska law?

In Alaska, a judgment lien can be attached to real estate only (i.e., a house or land), not to personal property.

How does a creditor go about getting a judgment lien in Alaska?

To attach the lien, the creditor files (records) a judgment with the county recorder in any Alaska county where the debtor owns property now or where the debtor may own property in the future.

How long does a judgment lien last in Alaska?

A judgment lien in Alaska will remain attached to the debtor's property (even if the property changes hands) for five years.

Where can I look up Alaska law on judgment liens?

If you want to go right to the source and look up Alaska laws on judgment liens -- -- the relevant statute(s) can be found at Alaska Stat. Sections 09.30.010, 09.35.020.

 

ARIZONA

What kind of property is subject to a judgment lien under Arizona law?

In Arizona, a judgment lien can be attached to real estate only (meaning a house or similar property).

How does a creditor go about getting a judgment lien in Arizona?

To attach the lien, the creditor files and records a judgment with the county recorder in any Arizona county where the debtor owns property now or where they may own property in the future.

How long does a judgment lien last in Arizona?

A judgment lien in Arizona will remain attached to the debtor's property (even if the property changes hands) for five years.

Where can I look up Arizona law on judgment liens?

The relevant statute(s) can be found at Ariz. Rev. Stat. Ann. section 33-964.

 

ARKANSAS

What kind of property is subject to a judgment lien under Arkansas law?

In Arkansas, a judgment lien can be attached to real estate only (such as a house, condo, or land).

How does a creditor go about getting a judgment lien in Arkansas?

A judgment lien on the debtor's property is typically created automatically in the Arkansas County where the judgment is recorded; otherwise, the creditor must record the judgment with the clerk of the circuit court in the Arkansas County where the debtor's property is located.

How long does a judgment lien last in Arkansas?

A judgment lien in Arkansas will remain attached to the debtor's property (even if the property changes hands) for ten years.

Where can I look up Arkansas law on judgment liens?

If you want to go right to the source and look up Arkansas laws on judgment liens -- -- the relevant statute(s) can be found at Ark. Code Ann. section 16-65-117.

 

CALIFORNIA

What kind of property is subject to a judgment lien under California law?

In California, a judgment lien can be attached to the debtor's real estate -- meaning a house, condo, land, or similar kind of property interest -- or to the debtor's personal property. (In some states, judgment liens can be attached to personal property only.)

How does a creditor go about getting a judgment lien in California?

To attach a lien to real estate, the creditor can take or mail the abstract of judgment to the county recorder's office in any California county where the debtor owns real estate now, or may own it in the future. For personal property, the creditor files a Notice of Judgment Lien with the California Secretary of State, or serves the debtor with a notice of a debtor's examination.

How long does a judgment lien last in California?

A judgment lien in California will remain attached to the debtor's property (even if the property changes hands) for ten years.

Where can I look up California law on judgment liens?

If you want to go right to the source and look up California laws on judgment liens -- -- the relevant statute(s) can be found at Cal. Civ. Proc. Code sections 697.310, 697.340.

 

CONNECTICUT

What kind of property is subject to a judgment lien under Connecticut law?

In Connecticut, a judgment lien can be attached to the debtor's real estate -- meaning a house, condo, land, or similar kind of property interest -- or to the debtor's personal property.

How does a creditor go about getting a judgment lien in Connecticut?

The creditor must attach a lien to real estate during the lawsuit itself and, within four months of getting a judgment, the creditor must file a lien certificate with the town clerk in the Connecticut town where the debtor's property is located. For liens on personal property, the creditor files a judgment with Connecticut's Office of the Secretary of State.

How long does a judgment lien last in Connecticut?

A judgment lien in Connecticut will remain attached to the debtor's property (even if the property changes hands) for 20 years (for liens on real estate) or five years (liens on personal property).

Where can I look up Connecticut law on judgment liens?

If you want to go right to the source and look up Connecticut laws on judgment liens -- -- the relevant statute(s) can be found at Conn. Gen. Stat. Ann. Sections 52-355a, 52-380a

 

COLORADO

What kind of property is subject to a judgment lien under Colorado law?

In Colorado, a judgment lien can be attached to real estate only (such as a house, land, or similar property).

How does a creditor go about getting a judgment lien in Colorado?

To attach the lien, the creditor must file the judgment with the county recorder in any Colorado county where the debtor owns property now or may own property in the future.

How long does a judgment lien last in Colorado?

A judgment lien in Colorado will remain attached to the debtor's property (even if the property changes hands) for six years.

Where can I look up Colorado law on judgment liens?

If you want to go right to the source and look up Colorado laws on judgment liens -- -- the relevant statute(s) can be found at Colo. Rev. Stat. section 13-52-102.

 

DELAWARE

What kind of property is subject to a judgment lien under Delaware law?

In Delaware, a judgment lien can be attached to real estate only (like a house, condo, or land).

How does a creditor go about getting a judgment lien in Delaware?

A judgment lien is usually created automatically on any of the debtor's real estate that is located in the Delaware County where the superior court judgment is rendered; for other property, the creditor must file the judgment with the superior court in the Delaware County where the debtor's property is located.

How long does a judgment lien last in Delaware?

A judgment lien in Delaware will remain attached to the debtor's property (even if the property changes hands) for ten years.

Where can I look up Delaware law on judgment liens?

If you want to go right to the source and look up Delaware laws on judgment liens -- -- the relevant statute(s) can be found at Del. Code Ann. tit. 10, Sections 4710 to 4711.

 

DISTRICT OF COLUMBIA

What kind of property is subject to a judgment lien under DC law?

In all 50 states, a judgment lien can be attached to the debtor's real estate.

In DC, however, a judgment lien can be attached to real estate only (house, condo, land, etc.).

How does a creditor go about getting a judgment lien in the District of Columbia?

To attach a judgment lien, the creditor files the judgment with the District of Columbia Recorder of Deeds.

How long does a judgment lien last in the District of Columbia?

A judgment lien in DC will remain attached to the debtor's property (even if the property changes hands) for 12 years.

Where can I look up DC law on judgment liens?

If you want to go right to the source and look up DC laws on judgment liens -- -- the relevant statute(s) can be found at DC Code Ann. Sections 15-101 to 102.

 

FLORIDA

What kind of property is subject to a judgment lien under Florida law?

In Florida, a judgment lien can be attached to the debtor's real estate Florida also allows judgment liens to be attached to the debtor's personal property.

How does a creditor go about getting a judgment lien in Florida?

To attach a lien, the creditor must record the judgment with the county recorder in any Florida county where the debtor owns real estate now or may own real estate in future. For liens on personal property, the creditor files the judgment with the Florida Department of State.

How long does a judgment lien last in Florida?

A judgment lien in Florida will remain attached to the debtor's property (even if the property changes hands) for ten years (real estate lien) or five years (personal property lien).

Where can I look up Florida law on judgment liens?

If you want to go right to the source and look up Florida laws on judgment liens -- -- the relevant statute(s) can be found at Fla. Stat. Ann. Sections 55.202 to .205, 55.081, and 55.10

 

GEORGIA

What kind of property is subject to a judgment lien under Georgia law?

In Georgia, a judgment lien can be attached to the debtor's real estate -- meaning a house, condo, land, or similar kind of property interest -- or to the debtor's personal property.

How does a creditor go about getting a judgment lien in Georgia?

To attach a lien to real estate, the creditor records the judgment with the superior court clerk in the Georgia County where the debtor has real estate now or may have real estate in the future. For liens on personal property, in the Georgia County of the debtor's residence, the creditor enters a judgment on the execution docket that's kept by the clerk of the superior court.

How long does a judgment lien last in Georgia?

A judgment lien in Georgia will remain attached to the debtor's property (even if the property changes hands) for seven years (whether the lien is attached to real estate or to personal property).

Where can I look up Georgia law on judgment liens?

If you want to go right to the source and look up Georgia laws on judgment liens -- -- the relevant statute(s) can be found at Ga. Code Ann. Sections 9-12-81 to 82, 9-12-60, 9-12-83, 9-12-86.

 

HAWAII

What kind of property is subject to a judgment lien under Hawaii law?

In Hawaii, a judgment lien can be attached to real estate only, not to personal property.

How does a creditor go about getting a judgment lien in Hawaii?

To attach the lien, the creditor records the judgment with the Hawaii Bureau of Conveyances.

How long does a judgment lien last in Hawaii?

A judgment lien in Hawaii will remain attached to the debtor's property (even if the property changes hands) for as long as the underlying judgment is valid.

Where can I look up Hawaii law on judgment liens?

If you want to go right to the source and look up Hawaii laws on judgment liens -- -- the relevant statute(s) can be found at Haw. Rev. Stat. section 636-3.

 

IDAHO

What kind of property is subject to a judgment lien under Idaho law?

In Idaho, a judgment lien can be attached to real estate only (such as a house, land, etc.).

How does a creditor go about getting a judgment lien in Idaho?

To attach a lien, the creditor records the judgment with the county clerk in any Idaho county where the debtor owns real estate now or may own real estate in the future.

How long does a judgment lien last in Idaho?

A judgment lien in Idaho will remain attached to the debtor's property (even if the property changes hands) for five years.

Where can I look up Idaho law on judgment liens?

If you want to go right to the source and look up Idaho laws on judgment liens -- -- the relevant statute(s) can be found at Idaho Code section 11-101 to 105

 

ILLINOIS

What kind of property is subject to a judgment lien under Illinois law?

In Illinois, a judgment lien can be attached to real estate only, not to personal property.

How does a creditor go about getting a judgment lien in Illinois?

To attach a lien, if the debtor's property is located in the same county where the judgment was entered, the creditor files the judgment with the county recorder. For debtor property found in another Illinois county, the creditor files a copy of the judgment with the Illinois circuit court clerk that has jurisdiction over the county where the property is located.

How long does a judgment lien last in Illinois?

A judgment lien in Illinois will remain attached to the debtor's property (even if the property changes hands) for seven years.

Where can I look up Illinois law on judgment liens?

If you want to go right to the source and look up Illinois laws on judgment liens -- -- the relevant statute(s) can be found at 735 Ill. Comp. Stat. Sections 5/12-101, 105, 106, 108.

 

INDIANA

What kind of property is subject to a judgment lien under Indiana law?

In Indiana, a judgment lien can be attached to either real estate or personal property.

How does a creditor go about getting a judgment lien in Indiana?

A judgment lien is created automatically on the debtor's property if the property is located in the Indiana County where the judgment is handed down. For debtor property in another Indiana county, the creditor files a copy of the judgment with the circuit court clerk for that county.

How long does a judgment lien last in Indiana?

A judgment lien in Indiana will remain attached to the debtor's property (even if the property changes hands) for ten years.

Where can I look up Indiana law on judgment liens?

If you want to go right to the source and look up Indiana laws on judgment liens -- -- the relevant statute(s) can be found at Ind. Code Ann. section 34-55-9-2.


IOWA

What kind of property is subject to a judgment lien under Iowa law?

In Iowa, a judgment lien can be attached to real estate only (i.e., a house or similar property interest).

How does a creditor go about getting a judgment lien in Iowa?

A judgment lien is created automatically on the debtor's property if the property is located in the Iowa County where the judgment entered. For debtor property located outside the Iowa County where the judgment is entered, the creditor files the judgment with the district court clerk for that county.

How long does a judgment lien last in Iowa?

A judgment lien in Iowa will remain attached to the debtor's property (even if the property changes hands) for ten years.

Where can I look up Iowa law on judgment liens?

If you want to go right to the source and look up Iowa laws on judgment liens -- -- the relevant statute(s) can be found at Iowa Code Ann. Sections 624.23 to .24.

 

KANSAS

What kind of property is subject to a judgment lien under Kansas law?

In Kansas, a judgment lien can be attached to real estate only.

How does a creditor go about getting a judgment lien in Kansas?

A judgment lien is created automatically on any real estate owned by the debtor and located in the same Kansas County where the judgment is entered. For debtor property found in another county (meaning a county other than the one where the judgment was entered), the creditor files the judgment with the Kansas district court clerk for that county.

How long does a judgment lien last in Kansas?

A judgment lien in Kansas will remain attached to the debtor's property (even if the property changes hands) for five years.

Where can I look up Kansas law on judgment liens?

If you want to go right to the source and look up Kansas laws on judgment liens -- -- the relevant statute(s) can be found at Kan. Stat. Ann. Sections 60-2202, 60-2403.

 

KENTUCKY

What kind of property is subject to a judgment lien under Kentucky law?

In Kentucky, a judgment lien can be attached to real estate only (i.e., a house or similar property interest).

How does a creditor go about getting a judgment lien in Kentucky?

To attach a lien, the creditor records the judgment with the county clerk for the Kentucky County where the debtor has property now or may have any property in the future.

How long does a judgment lien last in Kentucky?

A judgment lien in Kentucky will remain attached to the debtor's property (even if the property changes hands) for 15 years.

Where can I look up Kentucky law on judgment liens?

If you want to go right to the source and look up Kentucky laws on judgment liens -- -- the relevant statute(s) can be found at Ky. Rev. Stat. Ann. Sections 426.720, 413.090.

 

LOUISIANA

What kind of property is subject to a judgment lien under Louisiana law?

In Louisiana, a judgment lien can be attached to real estate only (a house, land, condominium, or similar property interest).

How does a creditor go about getting a judgment lien in Louisiana?

To attach a lien, the creditor files the judgment with the recorder in any Louisiana parish where the debtor has property now or may have property in the future.

How long does a judgment lien last in Louisiana?

A judgment lien in Louisiana will remain attached to the debtor's property (even if the property changes hands) for ten years.

Where can I look up Louisiana law on judgment liens?

If you want to go right to the source and look up Louisiana laws on judgment liens -- -- the relevant statute(s) can be found at La. Civ. Code Art. 3284 to 3303, 3355, 3359.

 

MAINE

What kind of property is subject to a judgment lien under Maine law?

In Maine, a judgment lien can be attached to either real estate or personal property.

How does a creditor go about getting a judgment lien in Maine?

To attach the lien, the creditor files the judgment with the registry of deeds in the Maine county where the debtor's property is located.

How long does a judgment lien last in Maine?

A judgment lien in Maine will remain attached to the debtor's property (even if the property changes hands) for 20 years.

 Where can I look up Maine law on judgment liens?

If you want to go right to the source and look up Maine laws on judgment liens -- -- the relevant statute(s) can be found at Me. Rev. Stat. Ann. tit. 14, Sections 3132, 4651-A.

 

MARYLAND

What kind of property is subject to a judgment lien under Maryland law?

In Maryland, a judgment lien can be attached to real estate only, not to personal property.

How does a creditor go about getting a judgment lien in Maryland?

A judgment lien is created automatically on any real estate that is owned by the debtor and located in the Maryland county where the judgment was entered. For debtor property located in another Maryland county, the creditor files a certified copy of the judgment with the district court clerk for that county.

How long does a judgment lien last in Maryland?

A judgment lien in Maryland will remain attached to the debtor's property (even if the property changes hands) for 12 years.

Where can I look up Maryland law on judgment liens?

If you want to go right to the source and look up Maryland laws on judgment liens -- -- the relevant statute(s) can be found at Md. Code Ann. [Cts. & Jud. Proc.] section 11-402; Md. Ct. Rule 2-621, 2-625, 3-621, 3-622, 3-625.

 

MASSACHUSETTS

In Massachusetts, a judgment lien can be attached to either real estate or personal property.

How does a creditor go about getting a judgment lien in Massachusetts?

The creditor files the judgment with the registrar of deeds in any Massachusetts county where the debtor has real estate now or may have real estate in the future. For liens on personal property, the creditor files a copy of the judgment with the city or town clerk.

How long does a judgment lien last in Massachusetts?

A judgment lien in Massachusetts will remain attached to the debtor's property (even if the property changes hands) for 20 years (for liens on real estate) or 30 days (for liens on personal property).

Where can I look up Massachusetts law on judgment liens?

If you want to go right to the source and look up Massachusetts laws on judgment liens -- -- the relevant statute(s) can be found at Mass. Gen. Laws ch. 223, Sections 42, 59, 63; ch. 260, section 20.

 

MICHIGAN

What kind of property is subject to a judgment lien under Michigan law?

In Michigan, a judgment lien can be attached to either real estate or personal property.

How does a creditor go about getting a judgment lien in Michigan?

The judgment must first be satisfied from the debtor's personal property. If that is insufficient, then real estate may be attached. A copy of the attachment must be filed with the registrar of deeds in the Michigan county where the debtor's property is located.

How long does a judgment lien last in Michigan?

A judgment lien in Michigan will remain attached to the debtor's property (even if the property changes hands) for five years.

Where can I look up Michigan law on judgment liens?

If you want to go right to the source and look up Michigan laws on judgment liens -- -- the relevant statute(s) can be found at Mich. Comp. Laws Sections 600.2809, .4035, .6004, .6017, .6018.

 

MINNESOTA

What kind of property is subject to a judgment lien under Minnesota law?

In Minnesota, a judgment lien can be attached to real estate only (such as a house, land, or similar property interest).

How does a creditor go about getting a judgment lien in Minnesota?

A judgment lien is created automatically on present and future property in the Minnesota county where the judgment is entered. For debtor property located in another Minnesota county, the creditor records a copy of the judgment with that county's court administrator.

How long does a judgment lien last in Minnesota?

A judgment lien in Minnesota will remain attached to the debtor's property (even if the property changes hands) for ten years.

Where can I look up Minnesota law on judgment liens?

If you want to go right to the source and look up Minnesota laws on judgment liens -- -- the relevant statute(s) can be found at Minn. Stat. Ann. section 548.09.

 

MISSISSIPPI

What kind of property is subject to a judgment lien under Mississippi law?

In Mississippi, a judgment lien can be attached to either real estate or personal property.

How does a creditor go about getting a judgment lien in Mississippi?

A judgment lien is created automatically on debtor property that's located in the Mississippi county where the judgment is enrolled. To enforce the judgment against debtor property located in another Mississippi county, the creditor files a copy of the judgment with the circuit court clerk.

How long does a judgment lien last in Mississippi?

A judgment lien in Mississippi will remain attached to the debtor's property (even if the property changes hands) for seven years.

Where can I look up Mississippi law on judgment liens?

If you want to go right to the source and look up Mississippi laws on judgment liens -- -- the relevant statute(s) can be found at Miss. Code Ann. Sections 11-7-189 to 197, 15-1-43.

 

MISSOURI

What kind of property is subject to a judgment lien under Missouri law?

In Missouri, a judgment lien can be attached to real estate only (like a house, condo, or land).

How does a creditor go about getting a judgment lien in Missouri?

A judgment lien is created automatically on any debtor property located in the Missouri county where the judgment is entered. For debtor property located outside the county where the judgment is entered, the creditor files the judgment with the county circuit clerk.

How long does a judgment lien last in Missouri?

A judgment lien in Missouri will remain attached to the debtor's property (even if the property changes hands) for ten years.

Where can I look up Missouri law on judgment liens?

If you want to go right to the source and look up Missouri laws on judgment liens -- -- the relevant statute(s) can be found at Mo. Rev. Stat. Sections 511.350 to .360; Mo. Civ. Proc. Rule 74.08, 74.13.

 

MONTANA

What kind of property is subject to a judgment lien under Montana law?

In Montana, a judgment lien can be attached to real estate only (not personal property).

How does a creditor go about getting a judgment lien in Montana?

A judgment lien is created automatically on the debtor's present and future property in the Montana county where the judgment is entered. For debtor property in another Montana county, the creditor files the judgment with the district court clerk where the debtor has property now or may have property in the future.

How long does a judgment lien last in Montana?

A judgment lien in Montana will remain attached to the debtor's property (even if the property changes hands) for ten years.

Where can I look up Montana law on judgment liens?

If you want to go right to the source and look up Montana laws on judgment liens -- -- the relevant statute(s) can be found at Mont. Code Ann.Sections 25-9-301 to 303.

 

NEBRASKA

What kind of property is subject to a judgment lien under Nebraska law?

In Nebraska, a judgment lien can be attached to real estate only (a house, land, or similar property interest).

How does a creditor go about getting a judgment lien in Nebraska?

A judgment lien is created automatically on debtor property located in the Nebraska county where the judgment is entered. For any debtor property located outside the Nebraska county where the judgment is entered, the creditor files the judgment with the district court county clerk .

How long does a judgment lien last in Nebraska?

A judgment lien in Nebraska will remain attached to the debtor's property (even if the property changes hands) for five years.

Where can I look up Nebraska law on judgment liens?

If you want to go right to the source and look up Nebraska laws on judgment liens -- -- the relevant statute(s) can be found at Neb. Rev. Stat. Sections 25-1303, 25-1542

 

NEVADA

What kind of property is subject to a judgment lien under Nevada law?

In Nevada, a judgment lien can be attached to either real estate or personal property.

How does a creditor go about getting a judgment lien in Nevada?

To attach the lien, the creditor files the judgment with the county recorder in any Nevada county where the debtor has property now or may have property in the future.

How long does a judgment lien last in Nevada?

A judgment lien in Nevada will remain attached to the debtor's property (even if the property changes hands) for six years.

Where can I look up Nevada law on judgment liens?

If you want to go right to the source and look up Nevada laws on judgment liens -- -- the relevant statute(s) can be found at Nev. Rev. Stat. Ann. section 17.150.

 

NEW HAMPSHIRE

What kind of property is subject to a judgment lien under New Hampshire law?

In New Hampshire, a judgment lien can be attached to either real estate or personal property.

How does a creditor go about getting a judgment lien in New Hampshire?

The creditor may attach the debtor's property during the lawsuit. For personal property, the creditor files the order of attachment with the New Hampshire Secretary of State. For real estate, the creditor files the order of attachment with the Register of Deeds in any New Hampshire county where the debtor has property now or may have property in the future.

How long does a judgment lien last in New Hampshire?

A judgment lien in New Hampshire will remain attached to the debtor's property (even if the property changes hands) for six years (whether the lien is attached to the debtor's real estate or personal property).

Where can I look up New Hampshire law on judgment liens?

If you want to go right to the source and look up New Hampshire laws on judgment liens -- -- the relevant statute(s) can be found at N.H. Rev. Stat. Ann. Sections 511:1, 511-A:5, 511:55:00.

 

NEW JERSEY

What kind of property is subject to a judgment lien under New Jersey law?

In New Jersey, a judgment lien can be attached to real estate only (not personal property).

How does a creditor go about getting a judgment lien in New Jersey?

For claims brought in New Jersey's Law Division, a judgment lien is created automatically on the debtor's present and future property located anywhere in the state. For claims in New Jersey's Special Civil Part (only claims for $15,000 or less can be brought in this court), the creditor must have the judgment docketed in the Law Division first.

How long does a judgment lien last in New Jersey?

A judgment lien in New Jersey will remain attached to the debtor's property (even if the property changes hands) for 20 years.

Where can I look up New Jersey law on judgment liens?

If you want to go right to the source and look up New Jersey laws on judgment liens -- -- the relevant statute(s) can be found at N.J. Stat. Ann. section 2A:14-5, 2A:26-9 to 2A:26-11.

 

NEW MEXICO

What kind of property is subject to a judgment lien under New Mexico law?

In New Mexico, a judgment lien can be attached to real estate only (like a house, condominium, or similar property interest).

How does a creditor go about getting a judgment lien in New Mexico?

To properly attach the lien, the creditor files the judgment with the county clerk in any New Mexico county where the debtor owns property now or may own property in the future.

How long does a judgment lien last in New Mexico?

A judgment lien in New Mexico will remain attached to the debtor's property (even if the property changes hands) for 14 years.

Where can I look up New Mexico law on judgment liens?

If you want to go right to the source and look up New Mexico laws on judgment liens -- -- the relevant statute(s) can be found at N.M. Stat. Ann. section 39-1-6.

 

NEW YORK

What kind of property is subject to a judgment lien under New York law?

In New York, a judgment lien can be attached to the debtor's real estate In addition, New York allows judgment liens on the debtor's personal property.

How does a creditor go about getting a judgment lien in New York?

To attach the lien, the creditor files the judgment transcript with the county clerk in the New York county where the debtor's property is located.

How long does a judgment lien last in New York?

A judgment lien in New York will remain attached to the debtor's property (even if the property changes hands) for ten years.

Where can I look up New York law on judgment liens?

If you want to go right to the source and look up New York laws on judgment liens -- -- the relevant statute(s) can be found at N.Y. C.P.L.R. Sections 5201 to 5203.

 

NORTH CAROLINA

What kind of property is subject to a judgment lien under North Carolina law?

In North Carolina, a judgment lien can be attached to real estate only (not personal property).

How does a creditor go about getting a judgment lien in North Carolina?

A judgment lien is created automatically on any property owned by the debtor in the North Carolina county where the judgment is entered. For any debtor property found outside the county, the creditor must file the judgment with the county clerk for the county where the property is located.

How long does a judgment lien last in North Carolina?

A judgment lien in North Carolina will remain attached to the debtor's property (even if the property changes hands) for ten years.

Where can I look up North Carolina law on judgment liens?

If you want to go right to the source and look up North Carolina laws on judgment liens -- -- the relevant statute(s) can be found at N.C. Gen. Stat. section 1-234

 

NORTH DAKOTA

What kind of property is subject to a judgment lien under North Dakota law?

In North Dakota, a judgment lien can be attached to real estate only, not to personal property.

How does a creditor go about getting a judgment lien in North Dakota?

A judgment lien is created automatically on debtor property located in the North Dakota county where the judgment is entered. But for any debtor property located outside the North Dakota county where the judgment is entered, the creditor needs to file the judgment with the county clerk for the county where the property is located.

How long does a judgment lien last in North Dakota?

A judgment lien in North Dakota will remain attached to the debtor's property (even if the property changes hands) for ten years.

Where can I look up North Dakota law on judgment liens?

If you want to go right to the source and look up North Dakota laws on judgment liens -- -- the relevant statute(s) can be found at N.D. Cent. Code section 28-20-13.

 

OHIO

What kind of property is subject to a judgment lien under Ohio law?

In Ohio, a judgment lien can be attached to real estate only (such as a house, land, or similar property interest).

How does a creditor go about getting a judgment lien in Ohio?

To attach the lien, the creditor files the judgment with the clerk of court of common pleas in any Ohio county where the debtor owns real estate (a home, land, etc.) now or may own real estate in the future.

How long does a judgment lien last in Ohio?

A judgment lien in Ohio will remain attached to the debtor's property (even if the property changes hands) for five years.

Where can I look up Ohio law on judgment liens?

If you want to go right to the source and look up Ohio laws on judgment liens -- -- the relevant statute(s) can be found at Ohio Rev. Code Ann. Sections 2329.02, 2329.07.

 

OKLAHOMA

What kind of property is subject to a judgment lien under Oklahoma law?

In Oklahoma, a judgment lien can be attached to real estate only (meaning a house or similar property interest).

How does a creditor go about getting a judgment lien in Oklahoma?

To attach the lien, the creditor files the Statement of Judgment with the county clerk in any Oklahoma county where the debtor has property now or may have property in the future.

How long does a judgment lien last in Oklahoma?

A judgment lien in Oklahoma will remain attached to the debtor's property (even if the property changes hands) for five years.

Where can I look up Oklahoma law on judgment liens?

If you want to go right to the source and look up Oklahoma laws on judgment liens -- -- the relevant statute(s) can be found at Okla. Stat. tit. 12, Sections 706, 735.

 

OREGON

What kind of property is subject to a judgment lien under Oregon law?

In Oregon, a judgment lien can be attached to real estate only (such as a house, condo, or land).

How does a creditor go about getting a judgment lien in Oregon?

A judgment lien is created automatically on any debtor property located in the Oregon county where the judgment is entered. For debtor property in another Oregon county, the creditor must record the judgment in the County Clerk Lien Record for the county where the property is located.

How long does a judgment lien last in Oregon?

A judgment lien in Oregon will remain attached to the debtor's property (even if the property changes hands) for ten years.

Where can I look up Oregon law on judgment liens?

If you want to go right to the source and look up Oregon laws on judgment liens -- -- the relevant statute(s) can be found at Or. Rev. Stat. Sections 18.150 to .162, 18.180.

 

PENNSLYVANIA

What kind of property is subject to a judgment lien under Pennsylvania law?

In Pennsylvania, a judgment lien can be attached to real estate only (i.e., a house, land, or condo).

How does a creditor go about getting a judgment lien in Pennsylvania?

To attach the lien, the creditor records the judgment with the clerk of the court of common pleas in the Pennsylvania county where the debtor owns property now or may own property in the future.

How long does a judgment lien last in Pennsylvania?

A judgment lien in Pennsylvania will remain attached to the debtor's property (even if the property changes hands) for five years.

Where can I look up Pennsylvania law on judgment liens?

If you want to go right to the source and look up Pennsylvania laws on judgment liens -- -- the relevant statute(s) can be found at 42 Pa. Cons. Stat. Ann. Sections 4303, 5526(1).

 

RHODE ISLAND

What kind of property is subject to a judgment lien under Rhode Island law?

In Rhode Island, a judgment lien can be attached to either real estate or personal property.

How does a creditor go about getting a judgment lien in Rhode Island?

To attach the lien, the creditor must request execution of attachment within 48 hours after entry of the judgment, then file the execution with the town clerk or recorder of deeds in the Rhode Island town where the debtor's property is located.

How long does a judgment lien last in Rhode Island?

A judgment lien in Rhode Island will remain attached to the debtor's property (even if the property changes hands) for 20 years.

Where can I look up Rhode Island law on judgment liens?

If you want to go right to the source and look up Rhode Island laws on judgment liens -- -- the relevant statute(s) can be found at R.I. Gen. Laws Sections 9-25-2, 9-26-14, 15, 33.

 

SOUTH CAROLINA

What kind of property is subject to a judgment lien under South Carolina law?

In South Carolina, a judgment lien can be attached to real estate only.

How does a creditor go about getting a judgment lien in South Carolina?

A judgment lien is created automatically on debtor property that's located in the South Carolina county where the judgment is entered. For debtor property in other South Carolina counties, the creditor files a transcript of the judgment with the clerk of the court of common pleas where the property is located.

How long does a judgment lien last in South Carolina?

A judgment lien in South Carolina will remain attached to the debtor's property (even if the property changes hands) for ten years.

Where can I look up South Carolina law on judgment liens?

If you want to go right to the source and look up South Carolina laws on judgment liens -- -- the relevant statute(s) can be found at S.C. Code Ann. Sections 15-35-540, 15-35-810.

 

SOUTH DAKOTA

What kind of property is subject to a judgment lien under South Dakota law?

In South Dakota, a judgment lien can be attached to real estate only (not personal property).

How does a creditor go about getting a judgment lien in South Dakota?

A judgment lien is created automatically on the debtor's present and future property located in the South Dakota county where the judgment is entered. For debtor property in other South Dakota counties, the creditor needs to file the judgment with the clerk of the circuit court in the jurisdiction where the property is located.

How long does a judgment lien last in South Dakota?

A judgment lien in South Dakota will remain attached to the debtor's property (even if the property changes hands) for ten years.

 Where can I look up South Dakota law on judgment liens?

If you want to go right to the source and look up South Dakota laws on judgment liens -- -- the relevant statute(s) can be found at S.D. Codified Laws Ann. section 15-16-7.

 

TENNESSEE

What kind of property is subject to a judgment lien under Tennessee law?

In Tennessee, a judgment lien can be attached to real estate only (a house, land, etc.).

How does a creditor go about getting a judgment lien in Tennessee?

To attach the lien, the creditor files a certified copy of the judgment with the Register of Deeds in any Tennessee county where the debtor owns property now or may own property in the future.

How long does a judgment lien last in Tennessee?

A judgment lien in Tennessee will remain attached to the debtor's property (even if the property changes hands) for ten years.

Where can I look up Tennessee law on judgment liens?

If you want to go right to the source and look up Tennessee laws on judgment liens -- -- the relevant statute(s) can be found at Tenn. Code Ann. Sections 25-5-101 to 107.

 

TEXAS

What kind of property is subject to a judgment lien under Texas law?

In Texas, a judgment lien can be attached to real estate only (such as a house or land).

How does a creditor go about getting a judgment lien in Texas?

To attach the lien, the creditor files the judgment with the county clerk in any Texas county where the debtor has real estate now (a home, land, etc.) or may have real estate in the future.

How long does a judgment lien last in Texas?

A judgment lien in Texas will remain attached to the debtor's property (even if the property changes hands) for ten years.

Where can I look up Texas law on judgment liens?

If you want to go right to the source and look up Texas laws on judgment liens -- -- the relevant statute(s) can be found at Tex. Prop. Code Ann. Sections 52.001 to .006.

 

UTAH

What kind of property is subject to a judgment lien under Utah law?

In Utah, a judgment lien can be attached to real estate only, not to personal property.

How does a creditor go about getting a judgment lien in Utah?

To attach the lien, the creditor records the judgment in the office of the county recorder in any Utah county where the debtor owns property now or may own property in the future.

How long does a judgment lien last in Utah?

A judgment lien in Utah will remain attached to the debtor's property (even if the property changes hands) for eight years.

Where can I look up Utah law on judgment liens?

If you want to go right to the source and look up Utah laws on judgment liens --  the relevant statute(s) can be found at Utah Code Ann. Sections 78B-5-201 to 203, 78A-7-117.

 

VERMONT

What kind of property is subject to a judgment lien under Vermont law?

In Vermont, a judgment lien can be attached to real estate only (not personal property).

How does a creditor go about getting a judgment lien in Vermont?

To attach the lien, the creditor records the judgment with the town clerk in any Vermont town where the debtor owns real estate.

How long does a judgment lien last in Vermont?

A judgment lien in Vermont will remain attached to the debtor's property (even if the property changes hands) for eight years.

Where can I look up Vermont law on judgment liens?

If you want to go right to the source and look up Vermont laws on judgment liens -- the relevant statute(s) can be found at Vt. Stat. Ann. tit. 12, Sections 2901 to 2904.

 

VIRGINIA

What kind of property is subject to a judgment lien under Virginia law?

In Virginia, a judgment lien can be attached to real estate, but not to personal property.

How does a creditor go about getting a judgment lien in Virginia?

To attach the lien, the creditor records the judgment on the county recorder's lien docket in any Virginia county where the debtor owns property now or may own property in the future.

How long does a judgment lien last in Virginia?

A judgment lien in Virginia will remain attached to the debtor's property (even if the property changes hands) for ten years.

Where can I look up Virginia law on judgment liens?

If you want to go right to the source and look up Virginia laws on judgment liens -- the relevant statute(s) can be found at Va. Code Ann Sections 8.01-251(c), 8.01-458.

 

WASHINGTON

What kind of property is subject to a judgment lien under Washington law?

In Washington, a judgment lien can be attached to real estate, but not to personal property.

How does a creditor go about getting a judgment lien in Washington?

A judgment lien on the debtor's property is created automatically when the property is in the same Washington county where the judgment is entered. But when the debtor's property is in another Washington county, the creditor must file the judgment with the county clerk for that county.

How long does a judgment lien last in Washington?

A judgment lien in Washington will remain attached to the debtor's property (even if the property changes hands) for ten years.

Where can I look up Washington law on judgment liens?

If you want to go right to the source and look up Washington laws on judgment liens -- the relevant statute(s) can be found at Wash. Rev. Code Ann. Sections 4.56.190, 4.56.200.

 

WEST VIRGINIA

What kind of property is subject to a judgment lien under West Virginia law?

In West Virginia, a judgment lien can be attached to real estate only (not personal property).

How does a creditor go about getting a judgment lien in West Virginia?

A judgment lien is created automatically on debtor property that's located in the West Virginia county where the judgment is entered. For property in other West Virginia counties, the creditor records an abstract of judgment with the clerk of the court in the county where the property is located.

How long does a judgment lien last in West Virginia?

A judgment lien in West Virginia will remain attached to the debtor's property (even if the property changes hands) for ten years.

Where can I look up West Virginia law on judgment liens?

If you want to go right to the source and look up West Virginia laws on judgment liens -- the relevant statute(s) can be found at W.Va. Code Ann. Sections 38-3-5 to 7, 38-3-18.

 

WISCONSIN

What kind of property is subject to a judgment lien under Wisconsin law?

In Wisconsin, a judgment lien can be attached to real estate only (meaning a house or similar property interest).

How does a creditor go about getting a judgment lien in Wisconsin?

A judgment lien is created automatically on debtor property located in the Wisconsin county where the judgment is entered. For debtor property in other Wisconsin counties, the creditor records a copy of the judgment with the clerk of the circuit court where the property is located.

How long does a judgment lien last in Wisconsin?

A judgment lien in Wisconsin will remain attached to the debtor's property (even if the property changes hands) for ten years.

Where can I look up Wisconsin law on judgment liens?

If you want to go right to the source and look up Wisconsin laws on judgment liens  -- the relevant statute(s) can be found at Wis. Stat. Ann. Sections 806.14 to .15.

 

WYOMING

What kind of property is subject to a judgment lien under Wyoming law?

In Wyoming, a judgment lien can be attached to either real estate or personal property.

How does a creditor go about getting a judgment lien in Wyoming?

For real estate owned by the debtor and located in the Wyoming county where the judgment is entered, a judgment lien is created automatically. For property in another Wyoming county, the creditor files the judgment with the clerk of court in that county and also records the judgment with the county clerk.

How long does a judgment lien last in Wyoming?

A judgment lien in Wyoming will remain attached to the debtor's property (even if the property changes hands) for five years.

Where can I look up Wyoming law on judgment liens?

If you want to go right to the source and look up Wyoming laws on judgment liens -- -- the relevant statute(s) can be found at Wyo. Stat. Ann. Sections 1-17-301 to 307, 5-9-138.


After receiving her a B.S. in Finance and her J.D. from the University of San Francisco in 1988, Catherine Robertson has provided Uniform Collection Code, collection, bankruptcy and pre-judgment-remedy solutions for the clients of Pahl & McCay. She is a partner at Pahl & McCay, and has been rated A-V (highest professional and ethical rating) by Martindale-Hubbell.

Should you require expertise or assistance in collecting an outstanding obligation, please consider Pahl & McCay.